The State Pension and other benefits
The State Pension changed on 6 April 2016. If you reached your State Pension age on or after this date you will be entitled to receive the new State Pension and you may already be doing so. This was introduced to create a single-tier State Pension for everyone and simplify the old system.
To qualify for the the new State Pension at your State Pension age, you will need to have paid at least 10 years National Insurance contributions and be a man born on or after 6 April 1951, or a woman born on or after 6 April 1953.
For anyone born before these dates, you will be entitled to receive the old State Pension. This was made up of two parts:
- The Basic State Pension; and
- An earnings-related element, referred to as the State Earning Related Pension Scheme (later renamed the State Second Pension).
Requesting a State Pension Statement
It’s a good idea to regularly request a State Pension statement so you can see how much State Pension you’ve built up so far. You can apply for one online at https://www.gov.uk/check-state-pension.
Your State Pension statement will tell you:
- How much State Pension you could get (this amount is also known as your State Pension forecast);
- When you can get it; and
- How to increase it, if you can.